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30,203 listings · updated continuously from bank & portal sources.

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30,203 auctions found
LAND AND BUILDING for sale in BANMANKHI Banmankhi Bazar
Upcoming
Starts in 7d 8h 1 1

LAND AND BUILDING for sale in BANMANKHI Banmankhi Bazar

📍 Purnia
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRB127
Reserve Price ₹13.8 L
EMD ₹1.38 L
Auction date 23 Oct 2026, 12:30 pm
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 21 Oct 2026, 11:00 am – 1:00 pm
Possession Symbolic
Individual House for sale in Kasba
Upcoming
Starts in 7d 8h 1 1

Individual House for sale in Kasba

📍 Kasba
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB0RITESH
Reserve Price ₹12.8 L
EMD ₹1.28 L
Auction date 23 Oct 2026, 12:30 pm
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 21 Oct 2026, 11:00 am – 1:00 pm
Possession Symbolic
5576 square feet Plot for sale in DHAMDAHA Purnea
Upcoming
Starts in 7d 8h 1 1

5576 square feet Plot for sale in DHAMDAHA Purnea

📍 Purnia
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRBVAISHNAVI
Reserve Price ₹21 L
EMD ₹2.1 L
Auction date 23 Oct 2026, 12:30 pm
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 21 Oct 2026, 11:00 am – 1:00 pm
Possession Symbolic
Plot for sale in KATIHAR Katihar
Upcoming
Starts in 7d 8h 1 1

Plot for sale in KATIHAR Katihar

📍 Katihar
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB253022935
Reserve Price ₹9.78 L
EMD ₹97,800
Auction date 23 Oct 2026, 12:30 pm
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 21 Oct 2026, 11:00 am – 1:00 pm
Possession Symbolic
278.7 square meter Shops for sale in Chikodi
Upcoming Representative image
Starts in 7d 8h 3 1

278.7 square meter Shops for sale in Chikodi

📍 Chikodi
🏦 Canara Bank
🏷 Commercial · Shops · Lot CNRBBANASHANKARI
Reserve Price ₹97.2 L
EMD ₹9.72 L
Auction date 23 Oct 2026, 12:01 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
35.12 square meter Individual House for sale in Gokak
Upcoming
Starts in 7d 8h 3 1

35.12 square meter Individual House for sale in Gokak

📍 Gokak
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRBKANCHANA
Reserve Price ₹17.29 L
EMD ₹1.73 L
Auction date 23 Oct 2026, 12:01 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
222.1 square meter Farm House for sale in LAT-16.213900 LONG 74.701975 Khanapur
Upcoming
Starts in 7d 8h 1 1

222.1 square meter Farm House for sale in LAT-16.213900 LONG 74.701975 Khanapur

📍 Khanapur
🏦 Canara Bank
🏷 Residential · Farm House · Lot CNRBKADAYYA
Reserve Price ₹60.23 L
EMD ₹6.02 L
Auction date 23 Oct 2026, 12:01 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
4660.92 square meter Individual House for sale in Raybag
Upcoming
Starts in 7d 8h 3 1

4660.92 square meter Individual House for sale in Raybag

📍 Raybag
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRBKUMARGADI
Reserve Price ₹1.33 Cr
EMD ₹13.28 L
Auction date 23 Oct 2026, 12:01 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
2024 Toyota Urban Cruiser Hyryder G Hybrid e-Drive SUV 61369 km 2 years for sale in SBI MAIN BRANCH PRAYAGRAJ, KUTCHERY ROAD, PRAYAGRAJ-211002 Prayagraj
Upcoming
Starts in 7d 8h 3 1

2024 Toyota Urban Cruiser Hyryder G Hybrid e-Drive SUV 61369 km 2 years for sale in SBI MAIN BRANCH PRAYAGRAJ, KUTCHERY ROAD, PRAYAGRAJ-211002 Prayagraj

📍 Allahabad
🏦 State Bank of India
🏷 Vehicle · Car · Lot SBINUP73AF3677
Reserve Price ₹12.15 L
EMD ₹1.22 L
Auction date 23 Oct 2026, 12:01 pm
EMD deadline 23 Oct 2026, 2:00 pm
Inspection 22 Oct 2026, 11:00 am – 4:00 pm
Possession Physical
Individual House for sale in Balkundi Industrial Area
Upcoming
Starts in 7d 8h 1 1

Individual House for sale in Balkundi Industrial Area

📍 Bagalkot
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB222307677
Reserve Price ₹14.8 L
EMD ₹1.48 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 19 Oct 2026, 10:00 am – 5:00 pm
Possession Physical
700 square feet Flat for sale in Ghaziabad
Upcoming
Starts in 7d 8h 3 1

700 square feet Flat for sale in Ghaziabad

📍 Ghaziabad
🏦 Punjab & Sind Bank
🏷 Residential · Flat · Lot PSIB0784PARVATIN
Reserve Price ₹24 L
EMD ₹2.4 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 21 Oct 2026, 5:00 pm
Inspection 6 Oct 2026, 1:00 pm – 4:00 pm
Possession Physical
NA OPEN PLOT for sale in ILKAL Balkundi Industrial Area
Upcoming
Starts in 7d 8h 1 1

NA OPEN PLOT for sale in ILKAL Balkundi Industrial Area

📍 Bagalkot
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRB238997455
Reserve Price ₹3.5 L
EMD ₹35,000
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 19 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
Individual House for sale in GWALIOR Gwalior
Upcoming Representative image
Starts in 7d 8h 1 1

Individual House for sale in GWALIOR Gwalior

📍 Gwalior
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB123868160
Reserve Price ₹1.54 Cr
EMD ₹15.4 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
Shed with Plant and Machinery for sale in Manpur
Upcoming Representative image
Starts in 7d 8h 18 1

Shed with Plant and Machinery for sale in Manpur

📍 Manpur
🏦 Canara Bank
🏷 Industrial · Shed With Plant And Machinery · Lot CNRBBIRCH
Reserve Price ₹2.76 Cr
EMD ₹27.6 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Physical
147.6 square meter Individual House for sale in Cherpulassery Cherppulassery
Upcoming
Starts in 7d 8h 3 1

147.6 square meter Individual House for sale in Cherpulassery Cherppulassery

📍 Cherpulassery
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB82962876
Reserve Price ₹29.18 L
EMD ₹2.92 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 16 Sep – 22 Oct 2026
Possession Symbolic
Hotel for sale in Maihar
Upcoming
Starts in 7d 8h 4 1

Hotel for sale in Maihar

📍 Maihar
🏦 Canara Bank
🏷 Commercial · Hotel · Lot CNRBMAIHARINN
Reserve Price ₹3.75 Cr
EMD ₹37.53 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
1217.33 square feet Shops for sale in New Delhi
Upcoming
Starts in 7d 8h 24 1

1217.33 square feet Shops for sale in New Delhi

📍 New Delhi
🏦 Indian Overseas Bank
🏷 Commercial · Shops · Lot IOBA1997JOSH1
Reserve Price ₹1.13 Cr
EMD ₹11.28 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 21 Oct 2026, 5:00 pm
Inspection 6 Oct 2026, 1:00 pm – 4:00 pm
Possession Physical
183 square meter Individual House for sale in Kihakoth village Elettil kohikode Koduvally
Upcoming
Starts in 7d 8h 1 1

183 square meter Individual House for sale in Kihakoth village Elettil kohikode Koduvally

📍 Kozhikode
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB300048458
Reserve Price ₹58.4 L
EMD ₹5.84 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 25 Sep – 22 Oct 2026
Possession Symbolic
LAND AND RESIDENTIAL FOUNDATION for sale in Re Sy No 60/4-3,Block No.74 inThiruvali village,Nilambur Taluk,Malappuram District Manjeri
Upcoming
Starts in 7d 8h 1 1

LAND AND RESIDENTIAL FOUNDATION for sale in Re Sy No 60/4-3,Block No.74 inThiruvali village,Nilambur Taluk,Malappuram District Manjeri

📍 Manjeri
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRB101382329
Reserve Price ₹23 L
EMD ₹2.3 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 25 Sep – 22 Oct 2026
Possession Symbolic
1049 square feet Individual House for sale in Re Sy No 117/1,Block No.119 in Karulai village,Nilambur Taluk,Malappuram District Manjeri
Upcoming
Starts in 7d 8h 1 1

1049 square feet Individual House for sale in Re Sy No 117/1,Block No.119 in Karulai village,Nilambur Taluk,Malappuram District Manjeri

📍 Manjeri
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB1013823291
Reserve Price ₹24 L
EMD ₹2.4 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 25 Sep – 22 Oct 2026
Possession Symbolic
40.51 square meter Flat for sale in Pune Pimpri Chinchwad
Upcoming Verified Representative image
Starts in 7d 8h 26 2

40.51 square meter Flat for sale in Pune Pimpri Chinchwad

📍 Pimpri-Chinchwad
🏦 Bank of Baroda
🏷 Residential · Flat · Lot BARB60432026001
Reserve Price ₹28.5 L
EMD ₹2.85 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 2:00 pm
Inspection 22 Oct 2026, 11:00 am – 4:00 pm
Possession Physical
Godowns for sale in URBAN Tirunelveli
Upcoming
Starts in 7d 8h 3 1

Godowns for sale in URBAN Tirunelveli

📍 Tirunelveli
🏦 Canara Bank
🏷 Commercial · Godowns · Lot CNRBMAFFATLALOIL
Reserve Price ₹6.32 Cr
EMD ₹63.2 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 22 Oct 2026, 4:00 pm
Possession Symbolic
land with a building for sale in Puduserry Palakkad
Upcoming
Starts in 7d 8h 1 1

land with a building for sale in Puduserry Palakkad

📍 Palakkad
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRBCROSSLITEPROPERTY8
Reserve Price ₹1.95 Cr
EMD ₹19.5 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 5–20 Oct 2026
Possession Symbolic
1750 square feet Individual House for sale in Pudunagaram Chittur Thathamangalam
Upcoming
Starts in 7d 8h 2 1

1750 square feet Individual House for sale in Pudunagaram Chittur Thathamangalam

📍 Palakkad
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRBCROSSLITEPROPERTY5
Reserve Price ₹51 L
EMD ₹5.1 L
Auction date 23 Oct 2026, 12:00 pm
EMD deadline 23 Oct 2026, 12:00 pm
Inspection 5–20 Oct 2026
Possession Symbolic
Browse 30,203 live and upcoming Bank Auctions on E-Auctions India. Every listing shows the reserve price, EMD amount, auction and inspection dates, the seller bank and a link to the official sale notice. Reserve prices currently range from ₹3,50,000 to ₹6,32,00,000. Use the filters to narrow by city, bank, asset type, possession status and price.

Directory

Auctions by bank

Browse every bank with a live or upcoming auction — total, live and upcoming counts at a glance.

Canara Bank
3112
Total
1265
Live
1847
Upcoming
Punjab National Bank
1691
Total
1250
Live
441
Upcoming
State Bank of India
923
Total
576
Live
347
Upcoming
Bank of Baroda
739
Total
424
Live
315
Upcoming
Hinduja Housing Finance Limited
654
Total
478
Live
176
Upcoming
Bank of Maharashtra
616
Total
580
Live
36
Upcoming
Union Bank of India
590
Total
529
Live
61
Upcoming
Bank of India
454
Total
265
Live
189
Upcoming
Indian Bank
364
Total
188
Live
176
Upcoming
Central Bank of India
311
Total
296
Live
15
Upcoming
PNB Housing Finance Limited
182
Total
126
Live
56
Upcoming
Aadhar Housing Finance Ltd.
173
Total
47
Live
126
Upcoming
Punjab & Sind Bank
129
Total
59
Live
70
Upcoming
Indian Overseas Bank
103
Total
54
Live
49
Upcoming
Equitas Small Finance Bank
101
Total
47
Live
54
Upcoming
Kerala Gramin Bank
93
Total
69
Live
24
Upcoming
Manappuram Finance Limited
91
Total
85
Live
6
Upcoming
UCO Bank
83
Total
39
Live
44
Upcoming
IDFC FIRST Bank Limited
76
Total
33
Live
43
Upcoming
Authum Investment & Infrastructure Ltd
70
Total
23
Live
47
Upcoming
Muthoot Finance Ltd
64
Total
31
Live
33
Upcoming
HDFC Bank
60
Total
47
Live
13
Upcoming
Axis Bank
59
Total
42
Live
17
Upcoming
LIC HOUSING FINANCE LIMITED
54
Total
19
Live
35
Upcoming
Industrial Development Bank of India Limited
51
Total
41
Live
10
Upcoming
CSB Bank
49
Total
47
Live
2
Upcoming
Assets Care And Reconstruction Enterprise Limited
45
Total
17
Live
28
Upcoming
Indusind Bank
43
Total
19
Live
24
Upcoming
Indel Money Private LImited
42
Total
27
Live
15
Upcoming
Ujjivan Small Finance Bank
39
Total
38
Live
1
Upcoming
Repco Home Finance Ltd
38
Total
20
Live
18
Upcoming
Omkara Assets Reconstruction Private Limited
38
Total
27
Live
11
Upcoming
DBS Bank India Ltd
35
Total
11
Live
24
Upcoming
CFM Asset Reconstruction Private Limited
35
Total
18
Live
17
Upcoming
RBL Bank
33
Total
28
Live
5
Upcoming
Kotak Mahindra Bank
32
Total
16
Live
16
Upcoming
HDB Financial Services Limited
30
Total
24
Live
6
Upcoming
South Indian Bank
29
Total
5
Live
24
Upcoming
ICICI Bank
24
Total
11
Live
13
Upcoming
Ummeed Housing Finance Private Limited
23
Total
13
Live
10
Upcoming
IIFL Finance Ltd
22
Total
22
Live
0
Upcoming
The Kerala State Co-operative Bank Ltd.
22
Total
22
Live
0
Upcoming
Phoenix ARC Private Limited.
20
Total
17
Live
3
Upcoming
AU Small Finance Bank Limited
19
Total
13
Live
6
Upcoming
IDBI Bank Ltd
19
Total
18
Live
1
Upcoming
Dombivli Nagari Sahakari Bank Limited
16
Total
15
Live
1
Upcoming
Federal Bank
14
Total
7
Live
7
Upcoming
Encore Asset Reconstruction Company Private Limited
14
Total
3
Live
11
Upcoming
ISARC
14
Total
14
Live
0
Upcoming
TruHome Finance Limited
14
Total
12
Live
2
Upcoming
Asirvad Micro Finance Ltd
13
Total
9
Live
4
Upcoming
ART Housing Finance (India) Limited
13
Total
7
Live
6
Upcoming
NKGSB CO-OP BANK LTD
13
Total
8
Live
5
Upcoming
Sri Guru Raghavendra Sahakara Bank Niyamitha
13
Total
13
Live
0
Upcoming
Mahindra & Mahindra Financial Services Limited
12
Total
3
Live
9
Upcoming
Chhattisgarh Rajya Gramin Bank
11
Total
10
Live
1
Upcoming
ESAF SMALL FINANCE BANK
11
Total
9
Live
2
Upcoming
Grihum Housing Finance Limited
11
Total
4
Live
7
Upcoming
Asset Reconstruction Company (India) Ltd
10
Total
0
Live
10
Upcoming
MANAPPURAM ASSET FINANCE LTD
10
Total
10
Live
0
Upcoming
Muthoot Money Limited
10
Total
6
Live
4
Upcoming
Hero Housing Finance Limited
10
Total
10
Live
0
Upcoming
Justice (Retd.) R. M. Lodha Committee
9
Total
5
Live
4
Upcoming
DMI Housing Finance Pvt Ltd
9
Total
4
Live
5
Upcoming
Religare Housing Development Finance Corporation Limited
9
Total
8
Live
1
Upcoming
Shivalik Small Finanace Bank Ltd
8
Total
8
Live
0
Upcoming
NCLT ordered assets
7
Total
7
Live
0
Upcoming
High Court ordered assets
7
Total
7
Live
0
Upcoming
Religare Finvest Limited
7
Total
2
Live
5
Upcoming
NeoGrowth Credit Pvt. Ltd.
7
Total
7
Live
0
Upcoming
HIGH-POWERED SALE COMMITTEE CONSTITUTED BY THE HON’BLE SUPREME COURT OF INDIA
6
Total
6
Live
0
Upcoming
Northern Arc Capital Limited
6
Total
6
Live
0
Upcoming
Gujarat Gramin Bank
5
Total
3
Live
2
Upcoming
Muthoot Fincorp Limited
5
Total
3
Live
2
Upcoming
Sitaara Housing Finance Limited
5
Total
5
Live
0
Upcoming
Deutsche Bank
5
Total
3
Live
2
Upcoming
Liquidator
5
Total
5
Live
0
Upcoming
Karur Vysya Bank
4
Total
4
Live
0
Upcoming
Poonawalla Fincorp Limited
4
Total
4
Live
0
Upcoming
ASREC (India) Limited
4
Total
3
Live
1
Upcoming
Utkarsh Small Finance Bank
4
Total
0
Live
4
Upcoming
Easy Home Finance Limited
4
Total
0
Live
4
Upcoming
Mumbai District Central Co-op. Bank Ltd
4
Total
4
Live
0
Upcoming
ITI GOLD LOANS LIMITED
3
Total
3
Live
0
Upcoming
Karnataka Bank Ltd
3
Total
1
Live
2
Upcoming
Tamilnad Mercantile Bank Limited
3
Total
3
Live
0
Upcoming
PRASADITYA ARC LIMITED
3
Total
3
Live
0
Upcoming
Namdev Finvest Private Limited
3
Total
1
Live
2
Upcoming
INTEC Capital Limited
3
Total
1
Live
2
Upcoming
HUDCO
3
Total
3
Live
0
Upcoming
Indiabulls Asset Reconstruction Company Limited
3
Total
2
Live
1
Upcoming
MAG FINSERV COMPANY LTD
3
Total
3
Live
0
Upcoming
Andhra Pradesh Grameena Bank
2
Total
2
Live
0
Upcoming
City Union Bank Ltd
2
Total
0
Live
2
Upcoming
FedBank Financial Services Ltd
2
Total
2
Live
0
Upcoming
Tamil Nadu Grama Bank
2
Total
2
Live
0
Upcoming
Maharashtra Gramin Bank
2
Total
2
Live
0
Upcoming
Raj Radhe Finance Limited
2
Total
0
Live
2
Upcoming
The Tamil Nadu Industrial Investment Corporation Limited
2
Total
0
Live
2
Upcoming
Edelweiss Asset Reconstruction Company Ltd, Kalina, Mumbai-BO
2
Total
1
Live
1
Upcoming
SAVE HOUSING FINANCE LIMITED
2
Total
2
Live
0
Upcoming
IKF Finance Limited
2
Total
2
Live
0
Upcoming
The Baghat Urban Co-Operative Bank Limited
2
Total
2
Live
0
Upcoming
Maxvalue Credits and Investments Ltd., Bangalore
1
Total
1
Live
0
Upcoming
Rare Asset Reconstruction Limited
1
Total
1
Live
0
Upcoming
Navi Finserv Limited
1
Total
1
Live
0
Upcoming
IFFCO Kisan SEZ Limited
1
Total
1
Live
0
Upcoming
Rajasthan Gramin Bank
1
Total
1
Live
0
Upcoming
The Hongkong and Shanghai Banking Corporation Limited
1
Total
1
Live
0
Upcoming
SBM Bank (India) Ltd.
1
Total
1
Live
0
Upcoming
MAHARASHTRA STATE FINANCIAL CORPORATION
1
Total
1
Live
0
Upcoming
Anand Rathi Global Finance Limited
1
Total
0
Live
1
Upcoming
Sarva Haryana Gramin Bank
1
Total
1
Live
0
Upcoming
The Kangra Central Co-Operative Bank Ltd
1
Total
1
Live
0
Upcoming
Housing and Urban Development Corporation
1
Total
0
Live
1
Upcoming
Flat White Capital Private Limited
1
Total
0
Live
1
Upcoming
Gosree Finance Limited
1
Total
1
Live
0
Upcoming
Manipal Housing Finance Syndicate Limited
1
Total
1
Live
0
Upcoming
Telangana Grameena Bank
1
Total
1
Live
0
Upcoming
National Cooperative Development Corporation
1
Total
0
Live
1
Upcoming

No banks match your search.

How it works

How bank auctions in India work

When a borrower defaults on a secured loan, the lender — a bank, NBFC or Asset Reconstruction Company — takes possession of the mortgaged asset under the SARFAESI Act and sells it by public e-auction to recover its dues. E-Auctions India aggregates these auction notices from banks across India so you can track every lender in one place.

Notice is published

The bank publishes a sale notice with the reserve price, EMD, inspection window and auction date.

Register & pay EMD

Register on the bank’s e-auction portal and pay the Earnest Money Deposit before the deadline.

Bid on the day

Bid online from the reserve price upward; the highest bidder gets the sale certificate.

Good to know

Frequently asked questions

Which banks hold e-auctions in India?

Public and private sector banks, small finance banks, NBFCs and Asset Reconstruction Companies all auction secured assets under the SARFAESI Act. E-Auctions India aggregates their notices from across India.

How do I find auctions from a specific bank?

Use the bank directory on this page, or the Bank filter in search, to see every live and upcoming auction from that lender.

Are all bank auctions conducted online?

Almost all are now held on e-auction portals — the bank's own platform or a government portal named in each sale notice.

Does E-Auctions India conduct the auction?

No. E-Auctions India is a discovery platform that aggregates public auction notices. Registration, EMD payment and bidding all happen on the bank's official e-auction portal.

⚠️ E-Auctions India never requests cash or transfers to personal accounts. Pay EMD only as directed in the official bank auction notice. Report suspicious requests to [email protected]. Full disclaimer