Gold Auctions in India

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Gold Auctions in India

2,832 listings · updated continuously from bank & portal sources.

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2,832 auctions found
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 36d 5h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24490
Reserve Price On request
Auction date 6 Nov 2026, 11:00 am
EMD deadline 5 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 36d 3h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24477
Reserve Price On request
Auction date 6 Nov 2026, 9:00 am
EMD deadline 5 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 34d 5h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24428
Reserve Price On request
Auction date 4 Nov 2026, 11:00 am
EMD deadline 3 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 33d 11h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24349
Reserve Price On request
Auction date 3 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 33d 5h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24409
Reserve Price On request
Auction date 3 Nov 2026, 11:00 am
EMD deadline 2 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 33d 3h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24408
Reserve Price On request
Auction date 3 Nov 2026, 9:00 am
EMD deadline 2 Nov 2026, 5:00 pm
Possession Physical
Gold Auction in Karimnagar by Muthoot Money Limited
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Starts in 30d 6h 1

Gold Auction in Karimnagar by Muthoot Money Limited

📍 Karimnagar
🏦 Muthoot Money Limited
🏷 Gold & Valuables · Lot FG24245
Reserve Price On request
Auction date 31 Oct 2026, 12:00 pm
EMD deadline 30 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 29d 11h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24286
Reserve Price On request
Auction date 30 Oct 2026, 5:00 pm
EMD deadline 29 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 29d 11h 1

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24292
Reserve Price On request
Auction date 30 Oct 2026, 5:00 pm
EMD deadline 29 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Chennai by DBS Bank India Ltd
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Starts in 29d 5h 1

Gold Auction in Chennai by DBS Bank India Ltd

📍 Chennai
🏦 DBS Bank India Ltd
🏷 Gold & Valuables · Lot FG24455
Reserve Price On request
Auction date 30 Oct 2026, 11:00 am
EMD deadline 29 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Coimbatore by DBS Bank India Ltd
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Starts in 29d 5h 1

Gold Auction in Coimbatore by DBS Bank India Ltd

📍 Coimbatore
🏦 DBS Bank India Ltd
🏷 Gold & Valuables · Lot FG24456
Reserve Price On request
Auction date 30 Oct 2026, 11:00 am
EMD deadline 29 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by DBS Bank India Ltd
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Starts in 29d 5h 1

Gold Auction in Hyderabad by DBS Bank India Ltd

📍 Hyderabad
🏦 DBS Bank India Ltd
🏷 Gold & Valuables · Lot FG24458
Reserve Price On request
Auction date 30 Oct 2026, 11:00 am
EMD deadline 29 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Raipur by RBL Bank
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Starts in 28d 8h 1

Gold Auction in Raipur by RBL Bank

📍 Raipur
🏦 RBL Bank
🏷 Gold & Valuables · Lot FG24527
Reserve Price On request
Auction date 29 Oct 2026, 2:00 pm
EMD deadline 28 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Kochi by Muthoot Finance Ltd
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Starts in 28d 7h 2

Gold Auction in Kochi by Muthoot Finance Ltd

📍 Kochi
🏦 Muthoot Finance Ltd
🏷 Gold & Valuables · Lot FG24295
Reserve Price On request
Auction date 29 Oct 2026, 1:00 pm
EMD deadline 28 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by Muthoot Money Limited
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Starts in 28d 4h 1

Gold Auction in Hyderabad by Muthoot Money Limited

📍 Hyderabad
🏦 Muthoot Money Limited
🏷 Gold & Valuables · Lot FG24246
Reserve Price On request
Auction date 29 Oct 2026, 10:00 am
EMD deadline 28 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by Muthoot Money Limited
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Starts in 27d 6h 2

Gold Auction in Hyderabad by Muthoot Money Limited

📍 Hyderabad
🏦 Muthoot Money Limited
🏷 Gold & Valuables · Lot FG24213
Reserve Price On request
Auction date 28 Oct 2026, 12:00 pm
EMD deadline 27 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Jaipur by Indusind Bank
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Starts in 27d 5h 1

Gold Auction in Jaipur by Indusind Bank

📍 Jaipur
🏦 Indusind Bank
🏷 Gold & Valuables · Lot FG24397
Reserve Price On request
Auction date 28 Oct 2026, 11:00 am
EMD deadline 27 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Kolkata by IDBI Bank Ltd
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Starts in 27d 5h 2

Gold Auction in Kolkata by IDBI Bank Ltd

📍 Kolkata
🏦 IDBI Bank Ltd
🏷 Gold & Valuables · Lot FG24243
Reserve Price On request
Auction date 28 Oct 2026, 11:00 am
EMD deadline 27 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by Muthoot Money Limited
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Starts in 27d 4h 1

Gold Auction in Hyderabad by Muthoot Money Limited

📍 Hyderabad
🏦 Muthoot Money Limited
🏷 Gold & Valuables · Lot FG24205
Reserve Price On request
Auction date 28 Oct 2026, 10:00 am
EMD deadline 27 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by Muthoot Money Limited
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Starts in 27d 4h 2

Gold Auction in Hyderabad by Muthoot Money Limited

📍 Hyderabad
🏦 Muthoot Money Limited
🏷 Gold & Valuables · Lot FG24206
Reserve Price On request
Auction date 28 Oct 2026, 10:00 am
EMD deadline 27 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Karur by State Bank of India
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Starts in 26d 10h 1

Gold Auction in Karur by State Bank of India

📍 Karur
🏦 State Bank of India
🏷 Gold & Valuables · Lot FG24293
Reserve Price On request
Auction date 27 Oct 2026, 3:30 pm
EMD deadline 26 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in New Delhi by Indusind Bank
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Starts in 26d 6h 1

Gold Auction in New Delhi by Indusind Bank

📍 New Delhi
🏦 Indusind Bank
🏷 Gold & Valuables · Lot FG24385
Reserve Price On request
Auction date 27 Oct 2026, 12:00 pm
EMD deadline 27 Oct 2026, 11:00 am
Possession Physical
Gold Auction in Gurugram by Flat White Capital Private Limited
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Starts in 26d 5h 1

Gold Auction in Gurugram by Flat White Capital Private Limited

📍 Gurgaon
🏦 Flat White Capital Private Limited
🏷 Gold & Valuables · Lot FG24404
Reserve Price On request
Auction date 27 Oct 2026, 11:00 am
EMD deadline 26 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Surat by Punjab National Bank
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Starts in 26d 5h 2

Gold Auction in Surat by Punjab National Bank

📍 Surat
🏦 Punjab National Bank
🏷 Gold & Valuables · Lot FG24208
Reserve Price On request
Auction date 27 Oct 2026, 11:00 am
EMD deadline 26 Oct 2026, 5:00 pm
Possession Physical
Browse 2,832 live and upcoming Gold Auctions in India on E-Auctions India. Every listing shows the reserve price, EMD amount, auction and inspection dates, the seller bank and a link to the official sale notice. Use the filters to narrow by city, bank, asset type, possession status and price.

Reference rates

Today’s gold & silver rate by city

Per gram, in Indian rupees — search, sort and compare across 135 cities.

Gold · 24K
₹14,138.72 /g
Gold · 22K
₹12,960.49 /g
Silver
₹211.04 /g

National average · 01 Oct 2026. City rates below apply a local premium.

New Delhi Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Hyderabad Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Chennai Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Pune Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Ahmedabad Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Kolkata Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Jaipur Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
Surat Est
Gold 24K₹14,139/g
Gold 22K₹12,960/g
Silver₹211/g
135 cities
City ▲ Gold 24K ₹/g ▾ Gold 22K ₹/g ▾ Silver ₹/g ▾
AgraEst ₹14,138.72 ₹12,960.49 ₹211.04
AhmedabadEst ₹14,138.72 ₹12,960.49 ₹211.04
AlappuzhaEst ₹14,138.72 ₹12,960.49 ₹211.04
AligarhEst ₹14,138.72 ₹12,960.49 ₹211.04
AmaravatiEst ₹14,138.72 ₹12,960.49 ₹211.04
AmburEst ₹14,138.72 ₹12,960.49 ₹211.04
AmravatiEst ₹14,138.72 ₹12,960.49 ₹211.04
AmritsarEst ₹14,138.72 ₹12,960.49 ₹211.04
AnantapurEst ₹14,138.72 ₹12,960.49 ₹211.04
ArcotEst ₹14,138.72 ₹12,960.49 ₹211.04
AriyalurEst ₹14,138.72 ₹12,960.49 ₹211.04
AurangabadEst ₹14,138.72 ₹12,960.49 ₹211.04
AyodhyaEst ₹14,138.72 ₹12,960.49 ₹211.04
BagalkotEst ₹14,138.72 ₹12,960.49 ₹211.04
BangaloreEst ₹14,138.72 ₹12,960.49 ₹211.04
BareillyEst ₹14,138.72 ₹12,960.49 ₹211.04
BelgaumEst ₹14,138.72 ₹12,960.49 ₹211.04
BellaryEst ₹14,138.72 ₹12,960.49 ₹211.04
BerhampurEst ₹14,138.72 ₹12,960.49 ₹211.04
BhadravathiEst ₹14,138.72 ₹12,960.49 ₹211.04
BhiwandiEst ₹14,138.72 ₹12,960.49 ₹211.04
BhopalEst ₹14,138.72 ₹12,960.49 ₹211.04
BhubaneswarEst ₹14,138.72 ₹12,960.49 ₹211.04
ChandigarhEst ₹14,138.72 ₹12,960.49 ₹211.04
ChennaiEst ₹14,138.72 ₹12,960.49 ₹211.04
ChitradurgaEst ₹14,138.72 ₹12,960.49 ₹211.04
CoimbatoreEst ₹14,138.72 ₹12,960.49 ₹211.04
CuddaloreEst ₹14,138.72 ₹12,960.49 ₹211.04
CuttackEst ₹14,138.72 ₹12,960.49 ₹211.04
DavanagereEst ₹14,138.72 ₹12,960.49 ₹211.04
DharmapuriEst ₹14,138.72 ₹12,960.49 ₹211.04
DindigulEst ₹14,138.72 ₹12,960.49 ₹211.04
ErodeEst ₹14,138.72 ₹12,960.49 ₹211.04
GadagEst ₹14,138.72 ₹12,960.49 ₹211.04
GhaziabadEst ₹14,138.72 ₹12,960.49 ₹211.04
GoaEst ₹14,138.72 ₹12,960.49 ₹211.04
GorakhpurEst ₹14,138.72 ₹12,960.49 ₹211.04
GunturEst ₹14,138.72 ₹12,960.49 ₹211.04
GurgaonEst ₹14,138.72 ₹12,960.49 ₹211.04
GuwahatiEst ₹14,138.72 ₹12,960.49 ₹211.04
HosurEst ₹14,138.72 ₹12,960.49 ₹211.04
HyderabadEst ₹14,138.72 ₹12,960.49 ₹211.04
IndoreEst ₹14,138.72 ₹12,960.49 ₹211.04
JaipurEst ₹14,138.72 ₹12,960.49 ₹211.04
JalgaonEst ₹14,138.72 ₹12,960.49 ₹211.04
JayankondamEst ₹14,138.72 ₹12,960.49 ₹211.04
JhansiEst ₹14,138.72 ₹12,960.49 ₹211.04
KadapaEst ₹14,138.72 ₹12,960.49 ₹211.04
KakinadaEst ₹14,138.72 ₹12,960.49 ₹211.04
KallakurichiEst ₹14,138.72 ₹12,960.49 ₹211.04
KanchipuramEst ₹14,138.72 ₹12,960.49 ₹211.04
KannurEst ₹14,138.72 ₹12,960.49 ₹211.04
KanpurEst ₹14,138.72 ₹12,960.49 ₹211.04
KanyakumariEst ₹14,138.72 ₹12,960.49 ₹211.04
KaraikudiEst ₹14,138.72 ₹12,960.49 ₹211.04
KarurEst ₹14,138.72 ₹12,960.49 ₹211.04
KeralaEst ₹14,138.72 ₹12,960.49 ₹211.04
KhammamEst ₹14,138.72 ₹12,960.49 ₹211.04
KochiEst ₹14,138.72 ₹12,960.49 ₹211.04
KodaikanalEst ₹14,138.72 ₹12,960.49 ₹211.04
KolarEst ₹14,138.72 ₹12,960.49 ₹211.04
KolhapurEst ₹14,138.72 ₹12,960.49 ₹211.04
KolkataEst ₹14,138.72 ₹12,960.49 ₹211.04
KollamEst ₹14,138.72 ₹12,960.49 ₹211.04
KottayamEst ₹14,138.72 ₹12,960.49 ₹211.04
KovilpattiEst ₹14,138.72 ₹12,960.49 ₹211.04
KozhikodeEst ₹14,138.72 ₹12,960.49 ₹211.04
KrishnagiriEst ₹14,138.72 ₹12,960.49 ₹211.04
KumbakonamEst ₹14,138.72 ₹12,960.49 ₹211.04
LaturEst ₹14,138.72 ₹12,960.49 ₹211.04
LucknowEst ₹14,138.72 ₹12,960.49 ₹211.04
LudhianaEst ₹14,138.72 ₹12,960.49 ₹211.04
MaduraiEst ₹14,138.72 ₹12,960.49 ₹211.04
MalappuramEst ₹14,138.72 ₹12,960.49 ₹211.04
MandyaEst ₹14,138.72 ₹12,960.49 ₹211.04
MangaloreEst ₹14,138.72 ₹12,960.49 ₹211.04
MathuraEst ₹14,138.72 ₹12,960.49 ₹211.04
MeerutEst ₹14,138.72 ₹12,960.49 ₹211.04
MirzapurEst ₹14,138.72 ₹12,960.49 ₹211.04
MohaliEst ₹14,138.72 ₹12,960.49 ₹211.04
MoradabadEst ₹14,138.72 ₹12,960.49 ₹211.04
MumbaiEst ₹14,138.72 ₹12,960.49 ₹211.04
MysoreEst ₹14,138.72 ₹12,960.49 ₹211.04
NagapattinamEst ₹14,138.72 ₹12,960.49 ₹211.04
NagercoilEst ₹14,138.72 ₹12,960.49 ₹211.04
NagpurEst ₹14,138.72 ₹12,960.49 ₹211.04
NamakkalEst ₹14,138.72 ₹12,960.49 ₹211.04
NashikEst ₹14,138.72 ₹12,960.49 ₹211.04
NelloreEst ₹14,138.72 ₹12,960.49 ₹211.04
New DelhiEst ₹14,138.72 ₹12,960.49 ₹211.04
NizamabadEst ₹14,138.72 ₹12,960.49 ₹211.04
NoidaEst ₹14,138.72 ₹12,960.49 ₹211.04
OotyEst ₹14,138.72 ₹12,960.49 ₹211.04
PalakkadEst ₹14,138.72 ₹12,960.49 ₹211.04
PalaniEst ₹14,138.72 ₹12,960.49 ₹211.04
ParamakudiEst ₹14,138.72 ₹12,960.49 ₹211.04
PatnaEst ₹14,138.72 ₹12,960.49 ₹211.04
PerambalurEst ₹14,138.72 ₹12,960.49 ₹211.04
PollachiEst ₹14,138.72 ₹12,960.49 ₹211.04
PondicherryEst ₹14,138.72 ₹12,960.49 ₹211.04
PudukkottaiEst ₹14,138.72 ₹12,960.49 ₹211.04
PuneEst ₹14,138.72 ₹12,960.49 ₹211.04
RaipurEst ₹14,138.72 ₹12,960.49 ₹211.04
RajahmundryEst ₹14,138.72 ₹12,960.49 ₹211.04
RajkotEst ₹14,138.72 ₹12,960.49 ₹211.04
RamanathapuramEst ₹14,138.72 ₹12,960.49 ₹211.04
RameswaramEst ₹14,138.72 ₹12,960.49 ₹211.04
RourkelaEst ₹14,138.72 ₹12,960.49 ₹211.04
SalemEst ₹14,138.72 ₹12,960.49 ₹211.04
SambalpurEst ₹14,138.72 ₹12,960.49 ₹211.04
SivagangaiEst ₹14,138.72 ₹12,960.49 ₹211.04
SolapurEst ₹14,138.72 ₹12,960.49 ₹211.04
SuratEst ₹14,138.72 ₹12,960.49 ₹211.04
ThaneEst ₹14,138.72 ₹12,960.49 ₹211.04
ThanjavurEst ₹14,138.72 ₹12,960.49 ₹211.04
TheniEst ₹14,138.72 ₹12,960.49 ₹211.04
ThrissurEst ₹14,138.72 ₹12,960.49 ₹211.04
TirunelveliEst ₹14,138.72 ₹12,960.49 ₹211.04
TirupatiEst ₹14,138.72 ₹12,960.49 ₹211.04
TirupurEst ₹14,138.72 ₹12,960.49 ₹211.04
TiruvannamalaiEst ₹14,138.72 ₹12,960.49 ₹211.04
TiruvarurEst ₹14,138.72 ₹12,960.49 ₹211.04
TrichyEst ₹14,138.72 ₹12,960.49 ₹211.04
TrivandrumEst ₹14,138.72 ₹12,960.49 ₹211.04
TumkurEst ₹14,138.72 ₹12,960.49 ₹211.04
TuticorinEst ₹14,138.72 ₹12,960.49 ₹211.04
VadodaraEst ₹14,138.72 ₹12,960.49 ₹211.04
VaranasiEst ₹14,138.72 ₹12,960.49 ₹211.04
Vasai-VirarEst ₹14,138.72 ₹12,960.49 ₹211.04
VelloreEst ₹14,138.72 ₹12,960.49 ₹211.04
VijayawadaEst ₹14,138.72 ₹12,960.49 ₹211.04
VillupuramEst ₹14,138.72 ₹12,960.49 ₹211.04
VirudhunagarEst ₹14,138.72 ₹12,960.49 ₹211.04
VisakhapatnamEst ₹14,138.72 ₹12,960.49 ₹211.04
WarangalEst ₹14,138.72 ₹12,960.49 ₹211.04

No city matches your search.

Est = national rate plus this city’s admin-set premium (no live scrape for that city today). Verify with a local jeweller before transacting.

Full gold & silver rate page → Price history chart →

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Gold auctions in India: a simple and friendly guide

E-Auctions India — India’s trusted platform for discovering gold auctions

Gold has always held a special place in Indian homes — not just as an investment but as something sentimental. Gold auctions let buyers discover pledged ornaments, get competitive prices and enjoy the transparency of a public bidding process. When a borrower defaults on a gold loan, the lender auctions the pledged gold to recover its dues.

If you are curious about how gold auctions work, this guide breaks it down in a clear and easy way.

See gold auctions this month

Why choose bank auction gold

How gold auctions usually work

Every organiser follows slightly different rules, but here is the simple flow most auctions follow.

Choosing the items

All gold pieces are inspected, verified and catalogued — purity, weight and authenticity are checked by the lender’s valuer.

Pre-auction viewing

Buyers can view the items before bidding starts. Online auctions provide detailed photos and descriptions.

Registration

Anyone who wants to bid registers with basic details and ID proof. Some auctions ask for a small, usually refundable, deposit.

The bidding

Bidders quote prices that rise step by step until the highest bid is announced. Online bidding works the same way, on a digital platform.

Winning the item

The highest valid bid wins. If the reserve price is not reached, the item may not be sold.

Payment and collection

Winners pay within the given time frame. After payment, the gold is handed over or delivered securely.

How you can join a gold auction

If you are planning to participate, here is a simple approach.

Pick a trusted auction host

Look for auctions conducted by known banks, authorised agencies or reputable private houses.

Go through the catalogue

Check each item’s purity, weight, reserve price and current market value.

Register yourself

Complete the registration and KYC process to enter the bidding room.

Inspect before you bid

Take your time to examine the gold — hallmarking, craftsmanship, condition and uniqueness.

Set a clear budget

Auctions can be exciting, so decide your maximum bid before you begin.

Bid smartly

Stay focused, follow the increments and bid only when it makes sense for your budget.

Why people love gold auctions

✔ Sometimes you find gold at a price better than market rates
✔ You may come across antique or one-of-a-kind pieces
✔ All items are checked and verified before the sale
✔ The bidding experience is engaging and transparent

Final word

Gold auctions can be a great way to explore beautiful pieces, invest smartly and enjoy the thrill of bidding. With a little preparation and research, anyone can participate confidently — whether you join online or walk into a physical auction hall.

Good to know

Frequently asked questions

What is a gold auction?

Lenders auction gold jewellery and ornaments pledged against gold loans when the borrower defaults, recovering their dues through a public e-auction.

How do I buy in a gold auction?

Find a lot on E-Auctions India, open the sale notice, register on the auctioning bank's portal, pay the EMD and bid on the auction date.

How is the reserve price for auction gold decided?

It is based on the pledged weight and purity valued at prevailing gold rates, less a margin. E-Auctions India shows today's city gold and silver rates for reference.

Is auction gold hallmarked?

Not always. Items are verified for weight and purity by the lender's approved valuer. Inspect the lot and its documentation before bidding.

⚠️ E-Auctions India never requests cash or transfers to personal accounts. Pay EMD only as directed in the official bank auction notice. Report suspicious requests to [email protected]. Full disclaimer