Bank Auctions

Home - Bank Auctions

Bank Auctions

30,203 listings · updated continuously from bank & portal sources.

Favourites
30,203 auctions found
4840 square yard Plot for sale in Bethupally village Medishettivaripalem X road,Sathupally Mandal Khammam Dist Telangana Sathupally
Upcoming
Starts in 7d 6h 1 1

4840 square yard Plot for sale in Bethupally village Medishettivaripalem X road,Sathupally Mandal Khammam Dist Telangana Sathupally

📍 Khammam
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB30954266907
Reserve Price ₹3.05 Cr
EMD ₹30.5 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 14 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
Individual House for sale in KHAMMAM Khammam
Upcoming
Starts in 7d 6h 1 1

Individual House for sale in KHAMMAM Khammam

📍 Khammam
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB3085939362
Reserve Price ₹4.42 Cr
EMD ₹44.2 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 8 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
Plot for sale in Ammapettai
Upcoming
Starts in 7d 6h 1 1

Plot for sale in Ammapettai

📍 Erode
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB1237285025317B
Reserve Price ₹50 L
EMD ₹5 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 23 Oct 2026, 11:00 am
Possession Symbolic
2460.98 square feet Individual House for sale in Khanapuram Haveli Revenue Village, presently part of Khammam Municipal Corporation Khammam. Khammam
Upcoming
Starts in 7d 6h 1 1

2460.98 square feet Individual House for sale in Khanapuram Haveli Revenue Village, presently part of Khammam Municipal Corporation Khammam. Khammam

📍 Khammam
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB3085939363
Reserve Price ₹13.94 Cr
EMD ₹1.39 Cr
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 8 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
Plant and Machinery related to production of Fruit and Vegetable Chips for sale in Chityala Mandal, Nalgonda District, Chityala
Upcoming
Starts in 7d 6h 2 1

Plant and Machinery related to production of Fruit and Vegetable Chips for sale in Chityala Mandal, Nalgonda District, Chityala

📍 Nalgonda
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRB3004597961
Reserve Price ₹1.4 Cr
EMD ₹14 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 12 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
2541 square yard Plot for sale in Huzurnagar (T), Suryapet District Huzur Nagar
Upcoming
Starts in 7d 6h 1 1

2541 square yard Plot for sale in Huzurnagar (T), Suryapet District Huzur Nagar

📍 Suryapet
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB3004597962
Reserve Price ₹2.07 Cr
EMD ₹20.7 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 am
Inspection 12 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
Plot for sale in Athirampuzha
Upcoming
Starts in 7d 6h 1 1

Plot for sale in Athirampuzha

📍 Kottayam
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB80815339A
Reserve Price ₹80 L
EMD ₹8 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 23 Oct 2026, 11:00 am
Possession Symbolic
Plot for sale in Pulichintala Colony (new) (V), Mellacheruvu (old)/ Chintalapalem (new) (M), Suryapet District Anjani Portland Cement Factory
Upcoming
Starts in 7d 6h 1 1

Plot for sale in Pulichintala Colony (new) (V), Mellacheruvu (old)/ Chintalapalem (new) (M), Suryapet District Anjani Portland Cement Factory

📍 Suryapet
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB3004597963
Reserve Price ₹1.08 Cr
EMD ₹10.75 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 12 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
Tea plantation for sale in Periya Bikkaty Aravankad TS
Upcoming
Starts in 7d 6h 2 1

Tea plantation for sale in Periya Bikkaty Aravankad TS

📍 Ooty
🏦 Canara Bank
🏷 Property (unspecified) · Lot CNRB305900717
Reserve Price ₹2.22 Cr
EMD ₹22.2 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 23 Oct 2026, 11:00 am
Possession Symbolic
185.5 square yard Plot for sale in Sy.No.190/A situated at Huzurnagar (T), Suryapet District Huzur Nagar
Upcoming
Starts in 7d 6h 1 1

185.5 square yard Plot for sale in Sy.No.190/A situated at Huzurnagar (T), Suryapet District Huzur Nagar

📍 Suryapet
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB3004597964
Reserve Price ₹24 L
EMD ₹2.4 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 12 Oct 2026, 11:30 am – 4:30 pm
Possession Symbolic
7538 square feet Godowns for sale in SOMANUR K Madapur
Upcoming
Starts in 7d 6h 1 1

7538 square feet Godowns for sale in SOMANUR K Madapur

📍 Coimbatore
🏦 Canara Bank
🏷 Commercial · Godowns · Lot CNRB300917798D
Reserve Price ₹1.57 Cr
EMD ₹15.69 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 23 Oct 2026, 11:00 am
Possession Symbolic
202 square meter Individual House for sale in MARANALLOOR
Upcoming
Starts in 7d 6h 3 1

202 square meter Individual House for sale in MARANALLOOR

📍 Trivandrum
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB85683408
Reserve Price ₹18.45 L
EMD ₹1.85 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
300 square meter Individual House for sale in Neyyattinkara
Upcoming
Starts in 7d 6h 4 1

300 square meter Individual House for sale in Neyyattinkara

📍 Trivandrum
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB323253416
Reserve Price ₹30 L
EMD ₹3 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
405 square meter Plot for sale in Athiyannur
Upcoming
Starts in 7d 6h 1 1

405 square meter Plot for sale in Athiyannur

📍 Trivandrum
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRBA321049621
Reserve Price ₹14.05 L
EMD ₹1.41 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
Plot for sale in K Madapur
Upcoming
Starts in 7d 6h 1 1

Plot for sale in K Madapur

📍 Coimbatore
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRB27650218B
Reserve Price ₹41.79 L
EMD ₹4.18 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 23 Oct 2026, 11:00 am
Possession Symbolic
243 square meter Individual House for sale in Thiruvananthapuram
Upcoming
Starts in 7d 6h 3 1

243 square meter Individual House for sale in Thiruvananthapuram

📍 Trivandrum
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB95874655
Reserve Price ₹27.5 L
EMD ₹2.75 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
121 square meter Individual House for sale in Malayinkeezhu
Upcoming
Starts in 7d 6h 1 1

121 square meter Individual House for sale in Malayinkeezhu

📍 Trivandrum
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRBA259075183
Reserve Price ₹6.3 L
EMD ₹63,000
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Possession Symbolic
AGRICULTURE LAND for sale in PULIMAMIDI VILLAGE Hyderabad
Upcoming
Starts in 7d 6h 3 1

AGRICULTURE LAND for sale in PULIMAMIDI VILLAGE Hyderabad

📍 Hyderabad
🏦 Canara Bank
🏷 Agricultural · Agriculture · Lot CNRBKWALITYPULI
Reserve Price ₹72 L
EMD ₹7.2 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 7 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
LAND WITH POULTYR SHED for sale in STATION GHANPUR Shivunipalle
Upcoming
Starts in 7d 6h 3 1

LAND WITH POULTYR SHED for sale in STATION GHANPUR Shivunipalle

📍 Jangaon
🏦 Canara Bank
🏷 Agricultural · Agriculture · Lot CNRBKWALITYPOULTRY
Reserve Price ₹21.6 Cr
EMD ₹2.16 Cr
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 7 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
1163 square yard Shops for sale in FATEH NAGAR HYDERABAD Hyderabad
Upcoming
Starts in 7d 6h 3 1

1163 square yard Shops for sale in FATEH NAGAR HYDERABAD Hyderabad

📍 Hyderabad
🏦 Canara Bank
🏷 Commercial · Shops · Lot CNRBKWALITYFATEH
Reserve Price ₹8.09 Cr
EMD ₹80.9 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 7 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
438 square feet Flat for sale in VIGNESH FLATS, VALASARAVAKKAM Chennai
Upcoming
Starts in 7d 6h 1 1

438 square feet Flat for sale in VIGNESH FLATS, VALASARAVAKKAM Chennai

📍 Chennai
🏦 State Bank of India
🏷 Residential · Flat · Lot SBIN200011805914
Reserve Price ₹63 L
EMD ₹6.3 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 5:00 pm
Inspection 21 Oct 2026, 11:00 am – 3:00 pm
Possession Symbolic
293.33 square yard Plot for sale in SANGAREDDY Sangareddy
Upcoming
Starts in 7d 6h 3 1

293.33 square yard Plot for sale in SANGAREDDY Sangareddy

📍 Sangareddi
🏦 Canara Bank
🏷 Residential · Plot · Lot CNRBKWALITYSANGA
Reserve Price ₹1.26 Cr
EMD ₹12.6 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 7 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
80.31 square feet Individual House for sale in Kollam
Upcoming
Starts in 7d 6h 1 1

80.31 square feet Individual House for sale in Kollam

📍 Kollam
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB255941551TWO
Reserve Price ₹25 L
EMD ₹2.5 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 22 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
120 square meter Individual House for sale in CHUNGAPPARA
Upcoming
Starts in 7d 6h 1 1

120 square meter Individual House for sale in CHUNGAPPARA

📍 Kollam
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB313571686
Reserve Price ₹82 L
EMD ₹8.2 L
Auction date 23 Oct 2026, 11:30 am
EMD deadline 22 Oct 2026, 6:00 pm
Inspection 22 Oct 2026, 10:00 am – 5:00 pm
Possession Symbolic
Browse 30,203 live and upcoming Bank Auctions on E-Auctions India. Every listing shows the reserve price, EMD amount, auction and inspection dates, the seller bank and a link to the official sale notice. Reserve prices currently range from ₹6,30,000 to ₹21,60,00,000. Use the filters to narrow by city, bank, asset type, possession status and price.

Directory

Auctions by bank

Browse every bank with a live or upcoming auction — total, live and upcoming counts at a glance.

Canara Bank
3112
Total
1265
Live
1847
Upcoming
Punjab National Bank
1691
Total
1250
Live
441
Upcoming
State Bank of India
923
Total
576
Live
347
Upcoming
Bank of Baroda
739
Total
424
Live
315
Upcoming
Hinduja Housing Finance Limited
654
Total
478
Live
176
Upcoming
Bank of Maharashtra
616
Total
580
Live
36
Upcoming
Union Bank of India
590
Total
529
Live
61
Upcoming
Bank of India
454
Total
265
Live
189
Upcoming
Indian Bank
364
Total
188
Live
176
Upcoming
Central Bank of India
311
Total
296
Live
15
Upcoming
PNB Housing Finance Limited
182
Total
126
Live
56
Upcoming
Aadhar Housing Finance Ltd.
173
Total
47
Live
126
Upcoming
Punjab & Sind Bank
129
Total
59
Live
70
Upcoming
Indian Overseas Bank
103
Total
54
Live
49
Upcoming
Equitas Small Finance Bank
101
Total
47
Live
54
Upcoming
Kerala Gramin Bank
93
Total
69
Live
24
Upcoming
Manappuram Finance Limited
91
Total
85
Live
6
Upcoming
UCO Bank
83
Total
39
Live
44
Upcoming
IDFC FIRST Bank Limited
76
Total
33
Live
43
Upcoming
Authum Investment & Infrastructure Ltd
70
Total
23
Live
47
Upcoming
Muthoot Finance Ltd
64
Total
31
Live
33
Upcoming
HDFC Bank
60
Total
47
Live
13
Upcoming
Axis Bank
59
Total
42
Live
17
Upcoming
LIC HOUSING FINANCE LIMITED
54
Total
19
Live
35
Upcoming
Industrial Development Bank of India Limited
51
Total
41
Live
10
Upcoming
CSB Bank
49
Total
47
Live
2
Upcoming
Assets Care And Reconstruction Enterprise Limited
45
Total
17
Live
28
Upcoming
Indusind Bank
43
Total
19
Live
24
Upcoming
Indel Money Private LImited
42
Total
27
Live
15
Upcoming
Ujjivan Small Finance Bank
39
Total
38
Live
1
Upcoming
Repco Home Finance Ltd
38
Total
20
Live
18
Upcoming
Omkara Assets Reconstruction Private Limited
38
Total
27
Live
11
Upcoming
DBS Bank India Ltd
35
Total
11
Live
24
Upcoming
CFM Asset Reconstruction Private Limited
35
Total
18
Live
17
Upcoming
RBL Bank
33
Total
28
Live
5
Upcoming
Kotak Mahindra Bank
32
Total
16
Live
16
Upcoming
HDB Financial Services Limited
30
Total
24
Live
6
Upcoming
South Indian Bank
29
Total
5
Live
24
Upcoming
ICICI Bank
24
Total
11
Live
13
Upcoming
Ummeed Housing Finance Private Limited
23
Total
13
Live
10
Upcoming
IIFL Finance Ltd
22
Total
22
Live
0
Upcoming
The Kerala State Co-operative Bank Ltd.
22
Total
22
Live
0
Upcoming
Phoenix ARC Private Limited.
20
Total
17
Live
3
Upcoming
AU Small Finance Bank Limited
19
Total
13
Live
6
Upcoming
IDBI Bank Ltd
19
Total
18
Live
1
Upcoming
Dombivli Nagari Sahakari Bank Limited
16
Total
15
Live
1
Upcoming
Federal Bank
14
Total
7
Live
7
Upcoming
Encore Asset Reconstruction Company Private Limited
14
Total
3
Live
11
Upcoming
ISARC
14
Total
14
Live
0
Upcoming
TruHome Finance Limited
14
Total
12
Live
2
Upcoming
Asirvad Micro Finance Ltd
13
Total
9
Live
4
Upcoming
ART Housing Finance (India) Limited
13
Total
7
Live
6
Upcoming
NKGSB CO-OP BANK LTD
13
Total
8
Live
5
Upcoming
Sri Guru Raghavendra Sahakara Bank Niyamitha
13
Total
13
Live
0
Upcoming
Mahindra & Mahindra Financial Services Limited
12
Total
3
Live
9
Upcoming
Chhattisgarh Rajya Gramin Bank
11
Total
10
Live
1
Upcoming
ESAF SMALL FINANCE BANK
11
Total
9
Live
2
Upcoming
Grihum Housing Finance Limited
11
Total
4
Live
7
Upcoming
Asset Reconstruction Company (India) Ltd
10
Total
0
Live
10
Upcoming
MANAPPURAM ASSET FINANCE LTD
10
Total
10
Live
0
Upcoming
Muthoot Money Limited
10
Total
6
Live
4
Upcoming
Hero Housing Finance Limited
10
Total
10
Live
0
Upcoming
Justice (Retd.) R. M. Lodha Committee
9
Total
5
Live
4
Upcoming
DMI Housing Finance Pvt Ltd
9
Total
4
Live
5
Upcoming
Religare Housing Development Finance Corporation Limited
9
Total
8
Live
1
Upcoming
Shivalik Small Finanace Bank Ltd
8
Total
8
Live
0
Upcoming
NCLT ordered assets
7
Total
7
Live
0
Upcoming
High Court ordered assets
7
Total
7
Live
0
Upcoming
Religare Finvest Limited
7
Total
2
Live
5
Upcoming
NeoGrowth Credit Pvt. Ltd.
7
Total
7
Live
0
Upcoming
HIGH-POWERED SALE COMMITTEE CONSTITUTED BY THE HON’BLE SUPREME COURT OF INDIA
6
Total
6
Live
0
Upcoming
Northern Arc Capital Limited
6
Total
6
Live
0
Upcoming
Gujarat Gramin Bank
5
Total
3
Live
2
Upcoming
Muthoot Fincorp Limited
5
Total
3
Live
2
Upcoming
Sitaara Housing Finance Limited
5
Total
5
Live
0
Upcoming
Deutsche Bank
5
Total
3
Live
2
Upcoming
Liquidator
5
Total
5
Live
0
Upcoming
Karur Vysya Bank
4
Total
4
Live
0
Upcoming
Poonawalla Fincorp Limited
4
Total
4
Live
0
Upcoming
ASREC (India) Limited
4
Total
3
Live
1
Upcoming
Utkarsh Small Finance Bank
4
Total
0
Live
4
Upcoming
Easy Home Finance Limited
4
Total
0
Live
4
Upcoming
Mumbai District Central Co-op. Bank Ltd
4
Total
4
Live
0
Upcoming
ITI GOLD LOANS LIMITED
3
Total
3
Live
0
Upcoming
Karnataka Bank Ltd
3
Total
1
Live
2
Upcoming
Tamilnad Mercantile Bank Limited
3
Total
3
Live
0
Upcoming
PRASADITYA ARC LIMITED
3
Total
3
Live
0
Upcoming
Namdev Finvest Private Limited
3
Total
1
Live
2
Upcoming
INTEC Capital Limited
3
Total
1
Live
2
Upcoming
HUDCO
3
Total
3
Live
0
Upcoming
Indiabulls Asset Reconstruction Company Limited
3
Total
2
Live
1
Upcoming
MAG FINSERV COMPANY LTD
3
Total
3
Live
0
Upcoming
Andhra Pradesh Grameena Bank
2
Total
2
Live
0
Upcoming
City Union Bank Ltd
2
Total
0
Live
2
Upcoming
FedBank Financial Services Ltd
2
Total
2
Live
0
Upcoming
Tamil Nadu Grama Bank
2
Total
2
Live
0
Upcoming
Maharashtra Gramin Bank
2
Total
2
Live
0
Upcoming
Raj Radhe Finance Limited
2
Total
0
Live
2
Upcoming
The Tamil Nadu Industrial Investment Corporation Limited
2
Total
0
Live
2
Upcoming
Edelweiss Asset Reconstruction Company Ltd, Kalina, Mumbai-BO
2
Total
1
Live
1
Upcoming
SAVE HOUSING FINANCE LIMITED
2
Total
2
Live
0
Upcoming
IKF Finance Limited
2
Total
2
Live
0
Upcoming
The Baghat Urban Co-Operative Bank Limited
2
Total
2
Live
0
Upcoming
Maxvalue Credits and Investments Ltd., Bangalore
1
Total
1
Live
0
Upcoming
Rare Asset Reconstruction Limited
1
Total
1
Live
0
Upcoming
Navi Finserv Limited
1
Total
1
Live
0
Upcoming
IFFCO Kisan SEZ Limited
1
Total
1
Live
0
Upcoming
Rajasthan Gramin Bank
1
Total
1
Live
0
Upcoming
The Hongkong and Shanghai Banking Corporation Limited
1
Total
1
Live
0
Upcoming
SBM Bank (India) Ltd.
1
Total
1
Live
0
Upcoming
MAHARASHTRA STATE FINANCIAL CORPORATION
1
Total
1
Live
0
Upcoming
Anand Rathi Global Finance Limited
1
Total
0
Live
1
Upcoming
Sarva Haryana Gramin Bank
1
Total
1
Live
0
Upcoming
The Kangra Central Co-Operative Bank Ltd
1
Total
1
Live
0
Upcoming
Housing and Urban Development Corporation
1
Total
0
Live
1
Upcoming
Flat White Capital Private Limited
1
Total
0
Live
1
Upcoming
Gosree Finance Limited
1
Total
1
Live
0
Upcoming
Manipal Housing Finance Syndicate Limited
1
Total
1
Live
0
Upcoming
Telangana Grameena Bank
1
Total
1
Live
0
Upcoming
National Cooperative Development Corporation
1
Total
0
Live
1
Upcoming

No banks match your search.

How it works

How bank auctions in India work

When a borrower defaults on a secured loan, the lender — a bank, NBFC or Asset Reconstruction Company — takes possession of the mortgaged asset under the SARFAESI Act and sells it by public e-auction to recover its dues. E-Auctions India aggregates these auction notices from banks across India so you can track every lender in one place.

Notice is published

The bank publishes a sale notice with the reserve price, EMD, inspection window and auction date.

Register & pay EMD

Register on the bank’s e-auction portal and pay the Earnest Money Deposit before the deadline.

Bid on the day

Bid online from the reserve price upward; the highest bidder gets the sale certificate.

Good to know

Frequently asked questions

Which banks hold e-auctions in India?

Public and private sector banks, small finance banks, NBFCs and Asset Reconstruction Companies all auction secured assets under the SARFAESI Act. E-Auctions India aggregates their notices from across India.

How do I find auctions from a specific bank?

Use the bank directory on this page, or the Bank filter in search, to see every live and upcoming auction from that lender.

Are all bank auctions conducted online?

Almost all are now held on e-auction portals — the bank's own platform or a government portal named in each sale notice.

Does E-Auctions India conduct the auction?

No. E-Auctions India is a discovery platform that aggregates public auction notices. Registration, EMD payment and bidding all happen on the bank's official e-auction portal.

⚠️ E-Auctions India never requests cash or transfers to personal accounts. Pay EMD only as directed in the official bank auction notice. Report suspicious requests to [email protected]. Full disclaimer